What is the Average Truck Accident Settlement in Texas?

A Laredo truck accident lawyer can help you understand the value of your claim

The consequences of a collision with a large commercial truck can be devastating. Victims can be left with catastrophic injuries, high medical bills, and permanent disability. If you’ve been involved in a truck accident in Texas, you may wonder: what is a fair settlement amount? John R. Solis, Attorney at Law in Laredo, TX can help you pursue the maximum compensation from negligent trucking companies.

How much is my truck accident claim worth?

Every truck accident is different, and so is every settlement. Truck accident settlements can range anywhere from around $10,000 to $1,000,000 or more, depending on the details of the crash.

In general, cases involving catastrophic injuries, permanent disability, or wrongful death tend to result in higher compensation. Victims who require surgery, rehabilitation, or who can no longer work may also see a higher settlement amount than someone with minor injuries.

To get a true understanding of what your truck accident case is worth, speak with an experienced truck accident attorney. They can evaluate your situation, calculate damages, and pursue the full amount you deserve.

What factors affect my truck accident settlement?

Truck accident settlement amounts can vary based on the unique facts of each case. Several key factors influence how much compensation you may be entitled to, including:

Severity of injuries: Serious or permanent injuries like brain trauma or spinal cord damage often result in higher settlements than minor injuries.
Liability and evidence: Proving fault in a truck accident can be complicated. Multiple parties may be liable, including the driver, the trucking company, the cargo loader, or the manufacturer. Strong evidence, such as driver logs, black box data, and inspection reports, can strengthen the value of your claim.
Insurance coverage: In Texas, the at-fault truck driver or trucking company’s insurance coverage limits usually set the maximum amount an injured victim can recover in a settlement. Higher insurance limits mean the victim can potentially receive more compensation for their injuries and damages, while low or insufficient coverage can significantly limit your recovery.
Case complexity: If your case does not settle and therefore goes to trial or involves multiple defendants, it may take longer to resolve but could lead to a higher payout.

The best way to get a clear understanding of your potential settlement value is to speak with an experienced truck accident attorney. They can assess the specific details of your case, gather evidence, and fight for the maximum compensation you deserve.

What damages are included in a Texas truck accident settlement?

A truck accident settlement typically covers a wide range of damages to compensate victims for both financial losses and the personal toll the crash has taken on their lives. These damages are generally divided into two main categories: economic and non-economic.

Economic damages

These are the measurable financial losses you’ve suffered as a direct result of the accident. Common examples include:

Medical expenses: This includes everything from ambulance rides, ER visits, hospital stays, and surgeries to physical therapy, medications, and long-term rehabilitation. If your injuries require ongoing treatment or future care, those projected costs can also be factored in.
Lost wages and future earning capacity: If your injuries prevented you from working, you can pursue compensation for the income you’ve lost. In more serious cases, you may also be entitled to damages for diminished earning potential if you can no longer return to your job or work in the same capacity.
Property damage: Most truck crashes involve serious damage to your vehicle. A settlement can include the cost of repairing or replacing your car, along with any personal property that was damaged in the collision.

Non-economic damages

These damages account for the more personal and intangible ways the crash has affected your life, including:

Pain and suffering: This includes physical pain, chronic discomfort, and emotional distress stemming from your injuries.
Loss of enjoyment of life: If you’re no longer able to enjoy activities you once loved due to your injuries, you may be compensated for this loss.
Emotional trauma and mental anguish: Truck accidents can lead to anxiety, depression, PTSD, and other serious emotional consequences.
Loss of consortium: This refers to the negative impact your injuries have on your relationship with your spouse or family, including loss of companionship, affection, intimacy, and support.

How long does it take to settle a truck accident case?

The timeline for settling a truck accident claim is different for everyone. Some cases wrap up in a few months, particularly when liability is straightforward and the injuries are relatively minor. But if your case involves severe injuries or disputed fault, it can take a year or more to resolve. If the case goes to trial, the timeline may extend even further.

Factors like the length of your medical treatment, the time it takes to gather evidence, and whether multiple parties are involved can also impact how long things take. While a fast payout might sound appealing, especially when bills are piling up, quick settlements usually benefit the insurance company, not you.

Insurance companies often pressure victims to settle early with a low offer before the full impact of the injuries is known. But once you accept, that’s it. You can’t go back and ask for more, even if your condition worsens. That’s why it’s critical to speak with an experienced truck accident lawyer who can fight for a settlement that truly reflects the long-term costs of your injuries.

What if my truck accident claim doesn’t settle?

Not every truck accident case ends in a settlement. While most are resolved outside of court, some claims proceed to litigation when both sides cannot agree. Although this can be frustrating, it doesn’t mean it’s the end of your case. It just means the legal process continues toward trial.

There are several reasons why a truck accident claim might not settle:

Disputed liability: The trucking company may deny fault or claim you caused the accident.
Low-ball offers: Insurance companies often make low initial offers to save money. If their offer doesn’t reflect the true cost of your injuries, your attorney may recommend holding out.
Disagreement on injury severity: Insurers may question whether your injuries are as serious as you claim or argue they were pre-existing.
Complicated circumstances: Truck crashes often involve multiple parties (like the driver, trucking company, or manufacturer), making resolution more difficult.

If negotiations aren’t successful, your case may proceed to court. This means:

Your attorney will file a lawsuit and begin the discovery phase, where both sides exchange evidence.
Depositions may be conducted, allowing attorneys to question witnesses under oath.
You may attend pre-trial hearings as your lawyer works to strengthen your case.
Eventually, the case may go to trial, where a judge or jury will determine fault and, if applicable, award compensation.

Going to trial can take more time, but it may be necessary to pursue the full value of your claim, especially if the trucking company acted negligently or refuses to take accountability. Having a Laredo truck accident attorney on your side is key to navigating this process with confidence.

Get the truck accident settlement you deserve

Truck accident claims are high-stakes, and the insurance company knows it. At John R. Solis, Attorney at Law, we fight to make sure you’re treated fairly and compensated fully.

With years of experience helping crash victims in Laredo, Rio Grande Valley, San Antonio, and across Texas, we build strong cases, investigate thoroughly, and don’t back down from a fight. Whether it’s negotiating a fair settlement or taking your case to court, we’re here to advocate for your recovery every step of the way.

You don’t pay unless we win. Contact us today for a free consultation.

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